Quick cash loans in minutes with Zent

Powered by Zent Loans | Fast Personal Loan Finder Australia
Powered by Zent Loans | Fast Personal Loan Finder Australia

How it works

Need cash in a hurry? Zent makes it simple, fast, and stress-free to connect with a lender. Here’s how it all comes together:

Tell Us What You Need

Use our quick online form to let us know how much you're looking to borrow and a few details about yourself. It only takes a few minutes, and there’s no paperwork required.

We Match You With a Lender

Once we receive your information, our AI system works to find you a lender from our network who may be able to help based on your profile and needs. From here, you’ll be redirected to the lender’s website to complete your application.

Funds Sent Directly to You

If approved by the lender, the money is typically transferred directly to your account. Timing will depend on the lender’s processes and your bank, but it can sometimes be as fast as the same day.

Find the Right Lender

Getting a quick loan shouldn’t take up all of your time. Zent exists because we think there is a better way.

Important to Know: Zent is not a lender. We’re a platform that connects you with potential lenders. The final decision, terms, and conditions come from the lender you’re matched with.

We serve as your primary point of contact with potential lenders. It only takes a few minutes to complete our form, which is entirely online, after which we work to assist you in locating a lender that might be able to meet your demands. Zent is all about transparency, simplicity and speed, making it a smart way to explore all your loan options.

Factor In Costs

You won't use a penny to apply for our lender-finding service, but here's some costs you could expect from a lender

$5,000 - $15,000

This is an estimate only and the comparison rate based on the example information provided. Other fees, costs and charges are not included. This calculation is not an offer for credit.The maximum interest rate for a Personal Loan is 47.8%. Comparison Rate 47.8% p.a. The maximum loan term is 24 months. Representative example based on a loan of $10,000 over 36 months a borrower can expect to pay a total of $18,995.04. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Credit criteria and terms and conditions apply.

$2,100 - $4,600

The maximum interest rate for a Medium Amount Credit Contract is 47.8%. Comparison Rate 65.85% p.a. The maximum loan term is 24 months. Representative example based on a loan of $2500 over 24 months a borrower can expect to pay a total of $4,556.88. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Credit criteria and terms and conditions apply.

$300 - $2,000

The costs outlined below are regulated fees under the National Consumer Credit Protection Act. The maximum loan term is 12 months. Representative example based on a loan of $1,000 over 3 months, the total repayable amount is $1,440 - the cost of credit is $440. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Credit criteria and terms and conditions apply.

Need help?

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Support Email

The amount you can request typically ranges from $2,100 to $15,000, but the final offer depends on the lender you're matched with and your financial profile.

No, simply submitting your request through Zent won’t impact your credit score. However, if you're connected with a lender and move forward with an application, they may perform a credit check.

Some lenders in our network may consider applicants receiving government benefits. Each lender has their own eligibility criteria, so we can’t guarantee approval.

While we do our best to find a match for everyone, sometimes no suitable lender is available based on your details. If that happens, you’re welcome to try again later.