Quick cash loans in minutes with Zent

Powered by Zent Loans | Fast Personal Loan Finder Australia
Powered by Zent Loans | Fast Personal Loan Finder Australia

Who We Are

Zent is a trusted lender-finder service helping Australians connect with potential lenders through a secure, fast, and easy-to-use online platform. We take the guesswork out of the loan search by streamlining the referral process and working only with licensed credit providers.

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What We Do

At Zent, we don't offer loans ourselves. Instead, we act as a digital bridge between you and our panel of reputable lenders. Our goal is to help you save time and effort by referring your application to a lender that may be able to assist based on the details you provide.

Apply Online

Fill out Zent’s simple form in minutes with your personal and financial details.

We Match You

Zent's system reviews your information and tries to match you with a lender from our network.

Lender Reviews

The matched lender will carry out their own assessment. If your profile aligns with their criteria, they’ll contact you with an offer.

You Decide

Review the offer carefully. If it suits your needs, you can proceed. There’s no obligation to accept.

Why Choose Zent

We are not a lender

Zent does not provide loans or make lending decisions. Our role is purely to facilitate the referral.

No guarantees

A match or approval is not guaranteed. Lenders have their own eligibility criteria and conduct independent assessments.

Credit checks

Zent does not perform credit checks, but the lender may do so as part of their process.

Compliant and secure

All lenders in our panel hold an Australian Credit Licence to the best of our knowledge and regular checks.

Our Commitment

Zent is committed to transparency, data security, and responsible referrals. We aim to provide a stress-free experience by helping you avoid the need to apply with multiple lenders on your own. Whether you’re looking for a personal loan or just exploring your options, Zent is here to make the process simpler.

Transparency

Zent keeps things simple and upfront, with no hidden fees or confusing terms. We explain how our service works, and lenders will disclose all costs before you proceed.

Data Security

We protect your information with advanced encryption and secure systems. Zent follows best practices to keep your data safe, private, and compliant with Australian privacy laws.

Fast Outcomes

Zent forwards your application to a lender from our panel based on the information you provide. This efficient process helps speed up your loan search and reduces the need to apply with multiple lenders.

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Factor In Costs

You won't use a penny to apply for our lender-finding service, but here's some costs you could expect from a lender

$5,000 - $15,000

This is an estimate only and the comparison rate based on the example information provided. Other fees, costs and charges are not included. This calculation is not an offer for credit.The maximum interest rate for a Personal Loan is 47.8%. Comparison Rate 47.8% p.a. The maximum loan term is 24 months. Representative example based on a loan of $10,000 over 36 months a borrower can expect to pay a total of $18,995.04. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Credit criteria and terms and conditions apply.

$2,100 - $4,600

The maximum interest rate for a Medium Amount Credit Contract is 47.8%. Comparison Rate 65.85% p.a. The maximum loan term is 24 months. Representative example based on a loan of $2500 over 24 months a borrower can expect to pay a total of $4,556.88. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Credit criteria and terms and conditions apply.

$300 - $2,000

The costs outlined below are regulated fees under the National Consumer Credit Protection Act. The maximum loan term is 12 months. Representative example based on a loan of $1,000 over 3 months, the total repayable amount is $1,440 - the cost of credit is $440. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Credit criteria and terms and conditions apply.

Need help?

[email protected]

Support Email

The amount you can request typically ranges from $2,100 to $15,000, but the final offer depends on the lender you're matched with and your financial profile.

No, simply submitting your request through Zent won’t impact your credit score. However, if you're connected with a lender and move forward with an application, they may perform a credit check.

Some lenders in our network may consider applicants receiving government benefits. Each lender has their own eligibility criteria, so we can’t guarantee approval.

While we do our best to find a match for everyone, sometimes no suitable lender is available based on your details. If that happens, you’re welcome to try again later.