Who We Are
Zent is a trusted lender-finder service helping Australians connect with potential lenders through a secure, fast, and easy-to-use online platform. We take the guesswork out of the loan search by streamlining the referral process and working only with licensed credit providers.

What We Do
At Zent, we don't offer loans ourselves. Instead, we act as a digital bridge between you and our panel of reputable lenders. Our goal is to help you save time and effort by referring your application to a lender that may be able to assist based on the details you provide.
Apply Online
Fill out Zent’s simple form in minutes with your personal and financial details.
We Match You
Zent's system reviews your information and tries to match you with a lender from our network.
Lender Reviews
The matched lender will carry out their own assessment. If your profile aligns with their criteria, they’ll contact you with an offer.
You Decide
Review the offer carefully. If it suits your needs, you can proceed. There’s no obligation to accept.
Why Choose Zent
We are not a lender
Zent does not provide loans or make lending decisions. Our role is purely to facilitate the referral.
No guarantees
A match or approval is not guaranteed. Lenders have their own eligibility criteria and conduct independent assessments.
Credit checks
Zent does not perform credit checks, but the lender may do so as part of their process.
Compliant and secure
All lenders in our panel hold an Australian Credit Licence to the best of our knowledge and regular checks.
Our Commitment
Zent is committed to transparency, data security, and responsible referrals. We aim to provide a stress-free experience by helping you avoid the need to apply with multiple lenders on your own. Whether you’re looking for a personal loan or just exploring your options, Zent is here to make the process simpler.
Transparency
Zent keeps things simple and upfront, with no hidden fees or confusing terms. We explain how our service works, and lenders will disclose all costs before you proceed.
Data Security
We protect your information with advanced encryption and secure systems. Zent follows best practices to keep your data safe, private, and compliant with Australian privacy laws.
Fast Outcomes
Zent forwards your application to a lender from our panel based on the information you provide. This efficient process helps speed up your loan search and reduces the need to apply with multiple lenders.

Factor In Costs
You won't use a penny to apply for our lender-finding service, but here's some costs you could expect from a lender