Loan Applied
Application Verified
Loan Approved
Apply online, it's simple and easy - takes less than 5 minutes
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Getting your loan is easy as
Our application process is simple and transparent. No hidden fees and no rate surprises. Our application process is simple and transparent. No hidden fees and no rate surprises. Our application process is simple and transparent. No hidden fees and no rate surprises.
Accept your contract & we release your money instantly
Once you digitally sign your contract, we'll release your money instantly3. Most clients have their money in their bank account and ready to use straight away (even on weekends).
Apply online, it's simple and easy - takes less than 5 minutes
Submit an application via our 100% online application. This could take you as little as 5 minutes1 to complete. Most applicants have an outcome from their application within 60 minutes2.
Manage your account effortlessly online, from anywhere
Through our customer portal, you can manage your loan and repayments with ease. Check balances, make extra repayments and payout your loan early at the click of a button.
Invest in Aussie Dreams
With the Plenti Lending Platform, you can invest directly into the lives of your fellow Australians by funding traditional or green loans and earn interest up to 7%* p.a. See important information.
Lenders For Aussies
We're an Australian brand, and proud. We may be 100% online, but our team is right here (behind your screen)!
No Need To Pay
The best things in life are free, right? Looking for loans? Submit your application, free of charge!
Responsible Lending
All Australian lenders are required to follow rules for responsible lending. We'll never provide a loan that's unsuitable for you.
The Smarter, Faster & Effortless Way to Your Perfect Loan
MAMA AI (Monzi Advanced Matching Algorithm) is the brain of Monzi, revolutionizing how Australians find loans. Using Advanced AI, it analyzes your financial profile in real-time, instantly connecting you with our lender panel—without the hassle of multiple applications. It's the future of loan-matching, removing guesswork and saving you time.
How to apply
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Check your rate and repayments
You can get a conditional loan offer in just minutes without impacting your credit score!
Submit your application
Review your loan offer, accept it, and you’ll get an approval outcome typically within 60 minutes.
Same-day funding
Once approved, we’ll transfer the money to your bank account immediately, even on weekends.
Check your rate and repayments
You can get a conditional loan offer in just minutes without impacting your credit score!
Submit your application
Review your loan offer, accept it, and you’ll get an approval outcome typically within 60 minutes.
Same-day funding
Once approved, we’ll transfer the money to your bank account immediately, even on weekends.
Check your rate and repayments
You can get a conditional loan offer in just minutes without impacting your credit score!
Submit your application
Review your loan offer, accept it, and you’ll get an approval outcome typically within 60 minutes.
Same-day funding
Once approved, we’ll transfer the money to your bank account immediately, even on weekends.
Popular Zent Products
High-quality products from our company
Personal Loans
Flexible funding for various needs.
Bad Credit Loans
Options for those with bad credit.
Small Loans
Manageable loans for small expenses.
Cash Loans
Quick cash when you need it.
Emergency Loans
Loans for emergency situations.
Payday Loan Alternatives
Better options than payday loans.
Secured Personal Loans
Loans backed by your car.
Renovation Loans
Funds for home improvement projects.
Factor In Costs
You won't use a penny to apply for our lender-finding service, but here's some costs you could expect from a lender